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"The men here called me Puta," the woman replied coldly in broken Spanish. As she answered him she moved to step away in the hope of distancing herself from him. Her movements clearly spoke of a fear of rebuke for her reply."Let me try this again," Pedro sighed softly, switching to Arabic as he continued to speak to the woman. "By what name were you called by your father?"The woman hesitated when Pedro spoke to her in Arabic. Her eyes still burned with anger but there was hesitation in her movement. The fear that had been there seemed to fade away. After a second or two the woman answered Pedro."I was called Zama by my family before these men came and took me away," the woman told Pedro, speaking in Arabic. It was all that she said to him.'Greetings Zama," Pedro said politely to the woman, "and thank-you for attending to my needs this morning. I am grateful for your kindness. Please sit so that I may speak with you. I promise I will not hurt you."The woman hesitated for another second. "With populations growing, so does farming. Harvests of grain become too big to simply sell on at once and the granary is established. The farmer deposits his grain in the granary for safe keeping and gets a 'receipt' – the first bank!"Trade continues to grow in scale and 'coinage' needs to move in large quantities to pay for raw materials for production. It's not safe to carry that kind of wealth around, so a 'letter of credit' is created that guarantees the bearer has the capital. The letter of credit is drawn on an institution called a bank."Things are getting really complicated now, so the group elect a committee to take a broader view of what they should be trying to produce and to make efficient use of the tax money raised. The committee make policies on what skills should be developed to exploit the trade opportunities that are out there and they create incentives to encourage group members to focus on one product rather than another."Individual citizens need somewhere safe to.
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